With hundreds of plans to choose from, how do you know what group
insurance policy is right for you and your company? We can help! The
professionals at Southern Insurance Group have unique innovative
ways to structure your health coverage at affordable prices for both the
employer and employee.
Here are some helpful tips in structuring your group coverage. Most
insurance carriers will allow you to offer several plans to your
employees. E.g. tier one, two and three as far as benefits and costs. You
as the employer will only need to pay 50% for the lowest cost tier. If
your employees want to upgrade to a better plan, they pay the
difference at their expense. By doing this it keeps the employer’s cost
at a minimum.
Advice on saving up to 50%
Another tip is concerning your employees. It seems like a mortgage
payment for them to insure their spouse and kids under the group
plan. Why not consider insuring their dependents on an individual plan
and save 40-50% on their premiums. I find it amazing that most people
don’t realize that you can do this. Let me add that this option is only
available for the dependents and the individual policy is subject to
medical underwriting.
These tips and much more are what you’ll expect when you contact our
agents at Southern Insurance Group. We represent all the major
carriers and have a 24 hour turnaround on quote requests. We look
forward to serving you and your company.
