Florida Coastal Property Insurance

If you own property on the coast you know that hurricane season can be a trying time of the year. Every June 1st to Nov. 30th you go through the ritual of watching the news constantly for hurricane activity. You then look at the tracking to determine if you need to do anything special for your home to make it more secure.

Because a lot of carriers have restrictions on insuring coastal properties, trying to find a carrier may be a dunting task.  This is why having your coastal property insurance with an independent agency gives you an advantage from other agencies in that we write through multiple carriers to improve your outcome of finding coverage.

Although insuring a property on the coast can be more expensive than other areas of the state, credits can be applied for certain wind mitigation features like shutters, as well as various roof tie downs. Depending upon when your home was built, you may already have some of these hurricane credits that will reduce your homeowner premiums. 

Don't expose your precious coastal property to more than just the elements. Make sure that your coastal property insurance shelters you from the financial costs of hazards unique to homes on the coast.

The reason you bought a home on the coast is because of its proximity to the ocean. Don't let that dream turn into a nightmare.

You need coastal property insurance that can handle the variety of natural disasters unique to the coast. not only hurricanes but the threat from rising tides, freak storms can all ruin your wonderful retreat. Fortunately, you can shelter yourself from the financial risk.

If you are worried about the cost of a coastal property insurance policy in Florida. Don't be: Southern Insurance can insure you probably less than you think and will literally be a home-saver when disaster strikes.

Florida Coastal property insurance is available to anyone who needs to insure a home located on or near the ocean. Typically these policies are specifically designed for your state, location and needs.

Southern offers two reasons to act right now:

  1. First, recent law changes mean that you need to make sure your policy has all the latest updates.
  2. Second, just fill out this short form and we'll get you a custom quote for coastal property insurance that will insure your house will survive a disaster.