Clermont Florida Senior Driver Insurance

Did you know that some car insurance carriers in Clermont offer their best rates to drivers 55 and older?  Two of these premier carriers are Auto-Owners and Travelers. Their niches are the older drivers with good credit. If you fall into this criteria you will have auto insurance rates second to none. 

This is one of many big advantages with being insured with an independent agency like Southern Insurance Group. We can match up your specific situation with the right Clermont auto insurance carrier to maximize your best pricing. Far too many people are with insured with limited captive carriers who have narrow guidelines or niches. Being insured with that kind of carrier means you are usually paying too much for your car insurance.

Do you still need work loss coverage?

If you are retired work loss coverage under your PIP coverage needs to be excluded. Your PIP stands for personal injury protection and affords coverage for work loss if you are out of work from an auto accident. If you are now retired this coverage no longer applies so it can be excluded off your policy.

Protecting your assets  

When you are a senior driver you need to make sure your Clermont auto insurance policy is up to date and adequately protecting your assets and net worth.  Having a serious accident could have damaging affect on your finances if you do not have proper coverage. Some of your auto insurance coverage's are designed to defend you from a lawsuit while others are designed to protect you from uninsured drivers that may cause property damage and injury to you. The professionals at Southern Insurance Group will make sure you are properly coverage to minimize your exposure.

In your golden years, you can take advantage of many discount programs tailored to you. Auto insurance is no exception.

Senior driver car insurance relies on the length of your good driving record to discount the premiums you pay.

It's your lifetime resume of great car driving paying you back with lower costs because an insurance company has plenty of history to know that you are a low risk driver.

You may be thinking that your current policy has already adjusted for your age. Not necessarily--a policy that you took out before the age of 55 may just keep charging you a higher baseline premium for years.

That extra money for the exact same coverage is money you could be saving our using for your retirement.

Here are two reasons to act now!

  1. It's simple and quick. You can make an apples-to-apples comparison of your current coverage against a discount senior driver insurance policy.
  2. You'll get a no risk quote within a day if you fill out this short form. Find out what senior driver discount you qualify for right now.