Posted on 8/25/2015 3:53 PM Tom Johnson
Sam's parents went on vacation to Asia for a month and asked us to check-up on their house periodically. He lived on the opposite side of town so he only came there once a week to use their swimming pool. On the third visit during the third week, their pool suddenly grew larger. Their entire basement and a third of the main floor flooded with water. The very first thing he thought of was: Do they have flood insurance?
Posted on 8/17/2015 4:33 PM Tom Johnson
Rocky who had just turned 21, was covered under his mother's auto insurance policy with Travelers Insurance. He paid his mother more than $130 per month for the coverage. He was not financing his car, a 1998 Nissan that was given to him as a high school graduation present three years earlier by his parents.
He felt that what he was paying was high for his full coverage policy plus he believed it was time for him to start establishing himself in his own name, create his own accounts, and get his own car insurance.
Posted on 8/12/2015 7:22 AM By Tom Johnson
Why is your life insurance important for your family? Life insurance is one of those things no one likes to think about and most people are convinced that of course they will never need one. For some reason people consider them unneccessary and a complete waste of money. For a really long time, I thought so as well. You never think about the fact that something could happen to a member of your family and you never consider the worst. Something could even happen to you, but the whole purpose of it is not about you, is it?
Posted on 8/4/2015 7:53 AM By Tom Johnson
Auto Insurance was introduced in the United Kingdom in the 1930s. Before this, injured accident victims could not get any compensation and people faced high costs to repair their vehicles. Today, you have several options on how to effectively and completely protect your vehicle. Southern Insurance Group lists 9 of the most important types of Car Insurance coverages; make sure you have the ones you need!
Posted on 7/31/2015 7:39 AM By Tom Johnson
When shopping around for Home Insurance, it is important to ask yourself, "What is most important to me?" Are you looking just to get a cheap home insurance rate or are you serious about protecting your assets? As a new homeowner, the mortgage process alone can be a nightmare. You have to provide countless documents, pay stubs, and possibly even your first born child. Thankfully, insurance is actually the easiest part of the new home transaction.
Posted on 7/28/2015 11:43 AM By Tom Johnson
Do you drive to work or do you drive for work? Sometimes it is hard to differentiate between the two uses and it can feel like your insurance company is interrogating you when they are asking about your daily vehicle usage. Here is what you need to know to tell what kind of insurance you need to adequately protect your car and liability in the event of an accident.
Posted on 7/16/2015 7:14 AM By Tom Johnson
Reducing one's expenses to invest in Insurance is not a bad deal, especially when it comes to the property which is a fruit of your hard-earned money; it should be insured from any unwanted occurrence. But many of you still feel perplexed about the intricacies of the coverage, and refrain from taking one because of lack of reliable information. Hence, let's start with the basics.
Posted on 7/9/2015 11:28 AM By Tom Johnson
Insurance is the art of shifting financial loss of a firm or a person to a different entity at a cost for possible future reimbursement. But what makes having insurance so important?
Posted on 12/16/2014 12:00 PM Tom Johnson
How does my credit come into play with my insurance rates you ask? Well, it comes into play in a huge way. Southern Insurance Group tells you how!
Posted on 12/2/2014 12:00 PM Tom Johnson
Water claims can take many different forms from leaking pipes, roofs, appliances or just an overflowing toilet. According to the department of financial services, the homeowner insurance claim that tops the charts pertains to water damage. There are many types of water claims so let's discuss 5 simple steps in making sure these claims are held to a minimum. Although not 100% foolproof, these proactive steps can be taken to help prevent these claims from occurring.
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