As a consumer, you want a Boat Insurance Agent who is knowledgeable and is willing to look out for your best interest. The trouble with most boat insurance companies in Clermont is that your best interests and theirs don’t usually see eye to eye. They may be limited in offering only one carrier where Southern offer all the top carriers in the Florida marketplace. This gives us a highly competitive advantage over the competition.Unlike a captive carrier that only writes through their brand, our independence gives you choices by allowing us to shop over 25 different boat insurance carriers to align your best interest with ours. See all of our independent carriers that we represent are all working hard to earn our agencies business. Most of your captive agencies have cookie cutter guidelines so if you don't fall in the guidelines they won't offer you their best pricing or even worse won't write you at all. We on the other hand will match up your particulars with the carriers that best represents your need. This is the reason that 9 out of 10 people who receive quotes from Southern Insurance end up going with us for their Boat Insurance needs.
I live on John's lake in Clermont, FL and was out on the lake one Saturday afternoon with my family. Lots of people where on the lake that day jet skiing, tubing, and just plain sunbathing on their boats.
One of my neighbors was on the lake that day as well with his young family and his in-laws. All of a sudden we heard a loud pop - a strange sound that I haven't really heard before. We didn't make too much of it as it seemed like whatever made that noise was a decent distance away and we really couldn't see what took place anyway.
Later that day, after we came back in, we heard what the sound turned out to be. A 14 year old boy on a jetski going 55 mph ran into my neighbors boat. The boy on the jetski was propelled over the boat and landed about 40 feet or so in the water on the other side. Everyone who was in the boat was knocked into the water as the boat almost completely flipped over. Fortunately everyone was wearing a life jacket and thank God nobody was killed or even seriously hurt. Of course the situation could have had a much different outcome which could have resulted in several people dying that day.
Is boat insurance important to have to cover the unexpected? You judge for yourself. The hull of his boat was totaled which was paid by the 14 year old boys parent's boat policy. If there were serious injuries or a death, I'm sure a lawsuit would have taken place as well. A boat insurance policy is designed to provide you with the peace of mind to cover the what if's. It certainly did that day!
In 10 seconds it drifted 20 feet
This summer, a party of four took a sailboat out on a Great Lake at about 1:00 am. Once they were a few miles from shore, they decided to take a midnight dip. All four of them. Before the boat was anchored.
As soon as the captain hit the water, he realized what they had done. By the time he began furiously swimming toward the boat, it had already drifted 20 feet. His lifeless body was found a week later floating near shore.
Two of the passengers treaded water for four hours. Some early morning fishermen rescued them. The Coast Guard located the other passenger. He did not survive.
The boat drifted about eight miles south.
If you have spent any time in the water, be it a lake, river or ocean, you know what can happen, happens quickly.
At Southern Insurance Group, we will protect you, your boat and your passengers with the precise boat insurance needed for your vessel.
As serene as the water appears is when a storm will rear up or another boat will lose an engine in the marina and collide into you.
A boating accident can ruin your peace of mind, finances and in the case of the poor people in the sad story above, it can take a life.
For the price of a few dollars a month, you will be protected against any calamity that occurs on the water or to your vessel.
At Southern Insurance Group we have protected the residents of Clermont from boating accidents since 2008. We know our area and the waters in it.
Complete the Protection Savings Form right now, before that boat launches. The professionals at Southern Insurance Group will contact you with boat protection that will pay for itself in peace of mind as well as dollars and cents.