Just like insuring your home for perils that can cause you loss, the same holds true the way companies need to insure their business structures, contents, and liability form loss. Replacing items like furniture, files, computers are key components of your business and you can protect against the devastating effects of their loss with a business property insurance policy.
A few years back, I had an issue with a toilet that kept running. You usually had to jiggle the handle to get it to stop. One Friday afternoon, I guess whoever used the toilet last did not make sure that the toilet stopped running and over the weekend my office was completely flooded.
When we came to work on Monday we actually saw the water streaming out of the front door. What a nightmare to see this sight. Virtually everything that touched the ground had water damage. One of our offices was filled with our client files in wood bookcases made of particle board. Once water hits that pressed wood it swells and is destroyed.
It took us weeks to recover from this and because of our business insurance policy everything damaged was replaced new. We were made whole once again.
When most of us think of business property insurance, our thoughts gravitate towards large objects such as buildings. But it's often the smallest pieces of business property that are most important to your business.
That's why a great business property insurance policy will help you survive the loss of any vital property--both large and small. With this policy, you will be protected for the replacement cost of all of your vital property.
As a business owner in today’s economy, you recognize that commitment and drive is essential in maintaining a profitable business. We understand that you wear many hats throughout the day to keep your business on an even keel. Let the professional agents at Southern Insurance Group guide you through the course of insurance choices while helping to protect your business from unexpected losses!
Business Owners Policy (BOP)
We like to keep the insurance buying process simple for office and small retail operations. Your BOP comes loaded with protection you can count on! Just to name a few coverages that can be packaged on a BOP: Building, Inventory, Contents, General Liability, Employee Dishonesty, Business Income, Outdoor Signs and more! Contact us today to see if your company qualifies for a BOP!
There are many components associated with commercial auto insurance. As a business owner, you’re required to carry Personal Injury protection and Property Damage Liability but what limits of Bodily Injury are essential to protect your business assets? The Southern Insurance Group’s experienced staff can explain the elements of commercial auto coverage and find you a competitive premium you can bank on! Whether your company has a fleet of vehicles or one single auto used in the day to day operations of your business, Southern Insurance can tailor the right commercial auto coverage for your needs! Give us a call today for a no obligation policy limit review on private passenger, service and all other commercial vehicles.
General Liability and Property Insurance
The Southern Insurance Group can tailor specific general liability protection for medium to large employer groups throughout the state of Florida. General liability protects your business from accidents that occur in and around the office, store or workshop. For instance, after the plumber replaced the kitchen faucet, water leaks behind the wall and causes damage to the cabinets. A pedestrian or customer slips and falls at your place of business. It also provides the necessary coverage to artisan contractors for unintentional property damage in the field!
Property insurance covers items such as your building, contents, business interruption, signage and more! There are many choices to make to adequately protect your business assets. As an example lets say an accidental fire starts in the kitchen and burns down your restaurant or lets say a cat 4 hurricane blows off the roof of your business. All these are good reasons to carry business property insurance to cover unexpected business exposures.
Some of the key property components include wind and AOP deductibles, co-insurance and special/replacement cost coverage. Give Southern Insurance Group a call today for a no obligation review of your business liability and property protection!
Protecting the daily business work flow means keeping your employee(s) jobsite safe and offering the proper insurance protection to rehabilitate them in the event of a work related injury! No matter how cautious you are to keep your employees out of harm’s way, injuries can occur in the workplace! After the injury, Southern Insurance will be there to guide you through the workers compensation claims process!
Small Business Owners Insurance
We understand the demands placed on the entrepreneur who runs the day to day operations of a community business. You’ve learned to handle advertising, daily business preparations and employee issues but where do you find information on insurance protection from unforeseen catastrophic events?
Let the independent agents at Southern Insurance Group tailor a packaged policy that provides the essential insurance coverage you can count on! Complete the information below and one of our representatives will contact you today!
If you are worried about the costs, don't be. Business property insurance in Clermont is scalable to exactly what property you want covered so you can easily control your insurance costs.Clermont Florida Business property insurance is available to any business owner with property to insure. Even if you lease space, you'll want to consider your furniture, equipment, inventory and files.
Here are two reasons to get started right away!