Have you ever heard of a company that gets sued because the product that they manufacture has some choking hazard to small children? Or how about a product that they have to recall and pull everything off the shelf because they have found that it has caused illness or injury or even death to the customer? These type of concerns or issues are an example of what is covered under a manufacture's insurance policy.
It's a valid concern if you find yourself worrying about what could happen from products that you manufacture, but rest easy as the professionals at Southern Insurance Group will handle all the variables so you'll be able to concentrate on your business.
Manufacturers insurance in Clermont incorporates liability insurance to shield you from product liability lawsuits and can also include the following coverage features:
You may feel that you are already covered in these areas with a general business insurance policy. However, most policies will not automatically include features such as product liability and equipment breakdown--and these are your major risks at the front and back end of production.
I have a restaurant client that lost quite a bit of food product from a large storage cooler motor breaking down. It happened on a Saturday and wasn't noticed until Monday morning when their chef was getting things set up for the day. Fortunately, they had both the equipment and the food spoilage covered under the policy so they were operating back to normal by the end of the day.
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