Clermont Florida Workers Compensation

If you own a business, you know that keeping the workplace as safe as possible is good for business. Workers comp insurance is designed to protect you, the owner, in the event that an employee gets hurt. It will pay for the medical costs associated with the injury as well as money for being out of work.

Minimizing the possibility for claims is also prudent as to keeping your premiums lower. The greater the frequency or experience of claims filed, the higher your workers compensation premiums will be. Be vigilant about Workers Compensation Insurance in keeping the workplace safe.

What if you had a key employee get hurt in the workplace? Now imagine not having workers compensation insurance. How would you pay the medical bills? Could you be sued? Could you lose your business?

Maybe you say to yourself, I can pay the medical bills and hope they don't sue me because I have employed them for a long time. Guess what? When it comes time for them to pay their bills and household expenses things get ugly fast. Not only will you be liable for a suit, but you just lost your best employee because you tried to save a few dollars by not taking out the coverage.

If you are like most companies, you purchase the insurance, but look for ways to help reduce the cost. We can help you with these money saving tips.

Act now and contact Southern Insurance Group. Having insured businesses in the Clermont area since 2008, we can help save you a substantial amount of money by examining the following four areas as they pertain to your business:

• Rates: While workers compensation rates are standard nationwide, depending on carrier, insurance companies apply what they call “deviations, premium discounts or schedule credits” from those rates, up or down depending on the loss experience.
• Premium Audit: When it is time for your annual premium audit, we can make sure you are properly classified and that you maintain your records to receive the most advantageous payroll calculations and classes.
• Experience Mod: We will help make sure your experience mod is an accurate reflection of your claims.
• Loss Control: A loss control or risk management program where injuries to your employees are minimal because of the safety features used on your premises.

It pays to review your policy yearly to make sure you are receiving all of the discounts your business is entitled to. So, complete the Protection Savers Form below, today. Allow us to contact you and provide several quotes for your workers compensation insurance.

At Southern Insurance Group we have provided workers compensation insurance for the businesses of our city for a long time. You will receive valuable, accurate insurance information pertaining to the workers compensation aspect of your business.